What if any would you take off the curriculum ? To teach attitudes regarding money, good debt and bad dept?

What will you take off the curriculum to do it? Nothing ? Should the curriculum teach financial numeracy as part of maths? Helping encourage those who don't engage to get more involved or understand applied financial mathematics. By teaching attitudes to money (e.g., good debt bad debt) within PHSE or within chosen subjects. This could promote economic growth through a better understanding of money and a more entrepreneurial society. We have far to many students graduating with no jobs or opportunities in England. I would like to know your thoughts on this, thank you

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Comment by Anita bell on January 3, 2013 at 2:49pm: They have controlled the interest rates (Banks) after we bailed them out and we are still living under an enforced regime making the divide even bigger between the classes. But through a better understanding I hope it can change as there are ways of accessing resources regarding a more entrepreneurial society.

Comment by Jacqueline Thomas on January 7, 2013 at 10:46am: Dear all, I'm a fan of an organisation called Plan B partnership. It is an organisation in Scotland that does great work on what it calls "financial inclusion". They seem to have a really positive approach to what can be done and they communicate so well - theya re inspiring. http://www.theplanbpartnership.co.uk/now/history-ethos/

Comment by Lissa on January 9, 2013 at 8:24am: i agree with mel, i feel that PSHE needs to cover more important issues that many have such as handling financial issues, paying tax and how it works, writing CVs, interview techniques.

Personally when i was at school i dont recall any of what i have mentioned being taught in classes, i felt we were left to find this out by our selfs. These certain topics need to be addressed to help prepare learners for the 'real world'.

Comment by Tracy brookes on January 15, 2013 at 8:31am: I think teaching financial numeracy is so very important, and it should be included into many further education courses, in either a direct and or in a subtle way. Although I believe this should be more at secondary level rather than FE, however it should be continued through it. Many learners will go on to sixth form, uni or even having their own business this would help the, greatly, when learning to manage their money more wisely, and make them more aware of good debt bad debt, I would consider it as a life learning skill an essential to learn!!

Comment by David Antrobus on January 17, 2013 at 12:17pm: Hi Anita, any education concerning money is of value and benifit and I do believe it is part of most schools modules. But to be honest I think it depends how responsible and mature the students are and until the students are earning the money they are spending they dont really realise the value of it. I really think its one of those learning by experience situations, however much you might prepare someone with prior knowledge.I did see a school teaching how to deal shares on the stock market to its students. They allowed them a certain amount of money, it was just numbers to them but the stock market theory they were taught was put into practice and they came out with a tidy profit. It was a competition set by big buisness in London that schools took part in. I think they all started with a £100 and went from there.

Comment by Anita bell on January 17, 2013 at 1:08pm: I think it should start at secondary school and then by the time they study in further education, it can then really be put into context within the subject. The "Real World" Is there are not so many opportunities out there but if more set up in business for themselves, they would have more control creating their own opportunities.

They rely to much on being "found" within Art & Design and set themselves low aspirations maybe through conditioning barriers of a just getting by= Degree, its not enough today

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